Here it is, baby ... 5 days til D-Day. D for Democracy. Sure, all the others will talk about Halloween, candy and suckers for the little suckers, and how many Heath Ledger Joker getups we'll see at parties tonight. And who doesn't like that once in a while? But for my money, the only thing that'll scare me is people not caring enough to vote.

And here's why I'm all about rock the vote ... the newsboys are saying that 1 out of every 7 voters still hasn't made up their mind about who to put in the White House. It's good that they're thinking. You vote because you know what the deal is with your candidate, jack. Vote for the sucker who does what you tell him or her to do. Remember, they work for you anyway.

And that's only half the puzzle. As soon as you elect 'em, forget about 'em. As in, don't think they'll solve your problems. Get back to business and get out of debt.

I got it last night, bub ... first-class service at one of my favorite diners. I tell ya, this dame was all over the joint. My glass never got half empty. She brought me extra napkins before I ever asked for 'em. The grub came quick and hot, and she was all smiles when she brought it.

Know what that's called? Great service. Know what that gets? A tip that was probably bigger than any other she got on her shift. Know why I can? Because I bothered to get out of debt, so I don't have to skimp on spreading the wealth when I feel like someone's earned it. It was more fun than chowing down on the parmesan fries.

And I'll bet you dollars to donuts that when I go back in there next week and that dollface sees me, she'll remember my mug. And I'll get top-notch service again. It all comes full circle.

Time for a quick hit, baby. I was just surfing when I crashed into this little number of a story. Seems the Warren Buffett way of investing is a pretty good way. Word on the street is that duba-duba-WB just overtook the top spot on the Forbes top 400 list as the richest American. Added a cool 8 billion to his net worth, see? But don't get fooled ... WE'RE IN A RECESSION AND WE'RE ALL GOIN' DOWN (snicker)!!!

Know why Buffett is feasting on the riches? Because he still invests when things turn south. The market's on sale, and he's buyin' wholesale. He doesn't get freaked out when he turns on the 6 o'clock news. When it comes to investing; think long term, look for a proven mutual fund track record, and don't jump ship at the first sign of trouble.

I'm out, bub.

Looks like we're puttin' some "red" into the Red, White and Blue, baby ... and yours truly is pretty heated about it. I just about hit the roof this morning when I saw that Uncle Sam is thinking about taking ownership stakes in a bunch of commercial banks to deal with the whole credit meltdown. Looks like the government is rushin' to do this, and they ain't stallin'.

All right ... service announcement for the day. Any yahoos who voted for this whole bailout package should get the axe. When it comes time to vote in November, get the stiffsuits who voted "yea" out on their As, if you know what I mean. If the government keeps up with this routine, it's gonna be bad for all of us, see?

See what happens when you count on Washington to solve your problems, jack? They're just gonna make it worse by getting their grubby little hands all over it. You fix you, just like Dave said on his blog a few days ago. Check it out. Vote. Save. Take care of your own stuff, baby.