I was 6 figures in the hole when I started my total money makeover, baby. I had a mountain to climb and nothing but my bare hands to do it with. I thought I had it rough. Then I log on this morning and read about Ivan Castro. This Special Forces unit joe got tagged with a mortar shell in September 2006. When he woke up 6 weeks later in a hospital, he was blind.

But guess what? He's right back in the mix, preparing for missions. He works out, ran the Boston marathon earlier this year and is shooting for the Ironman triathlon in Hawaii, all the while he's making plans to graduate from the Army's officer advanced course.

Don't tell me you can't overcome whatever junk you've got going on in your life or debt, jack. If this guy can take a hit like this and get right back out there, you can get a part-time job throwing pizzas to deep-six your debt. Quit your whining and start your winning. Be all you can be, baby.