The list of hotshot NFL quarterbacks making big-time bucks grew one more this week when Matt Ryan, fresh off being the Number 3 pick in the draft, inked a 6-year deal with the Atlanta Falcons worth 72 million smackers. I mean, I'm doing all right for myself ... but even I can't picture waking up with that much dough. This kid can have his cake, eat it and go back for seconds, too.

Remember this, ladies and germs: Ryan is at the top of the roller coaster. From here on out it's a glorious ride, but it's what he takes and DOES WITH IT that's gonna matter. He's got a great opportunity in front of him. But if he isn't smart with the money and the hard work that goes into making up his career, he'll end up sputtering out like a '28 Ford that's run out of gas on the side of the road.

Every day that you wake up, you've got a shot at something great. Today's the day, jack. If you think you're settling for second best, then light a fire under your keester and get-a-goin'. Quit working a dead-end job if you hate it and go for something better. Stop bankrolling Visa and deep-six your credit card debt. Better that you have your money than them. DO ... IT ... NOW!