And I thought I was intense. I should probably make a trip to Red Country sometime if they think like this, bub. I was checking the newswire ... looks like about 30 over-the-top joes and jills are huddled up in a Russian bunker and doing the doomsday world's-coming-to-an-end routine.

The kicker? They are saying that credit cards are the tools of Satan. That's right ... ole Hornhead himself. I guess it makes sense. If you've ever had collectors for MasterCard and Visa hounding you, you know all about the Devil's routine.

Sure, it may be a little wacky to think that credit cards come straight from Mr. Underground ... but it ain't too far gone. Just like Dave Ramsey says, you play with serpents, and you get bit. Plastic means trouble, so the sooner you stay away from it and its fees, lying collectors and sky-high interest rates, the sooner you start to win with the dough. I never heard of someone paying with cash at 18%. With the green, the deal's done.