Ladies and germs, this one comes straight from our "random thoughts that have nothing to do with each other but we stuck 'em in because it's a slow news day" department. The poll people say that joes and jills who are sporting sneakers (buying 3 pairs a year) are more likely to be the leadership types.

OK, I got some for you. According to a poll by yours truly, people who drink milk are 55% more likely to have sisters. One in 10 people who surf will pay too much for car insurance. If the family goes to Tulsa for Christmas, then the youngest kid is a shoe-in to buy WrestleMania tickets.

Good ... now that that's out of my system, let's run some real numbers. Numbers that mean something. Ten times out of 10, having a budget and spending less than you make means you'll have some dough left over. Throw $500 a month into a Roth IRA for 35 years and you'll pocket a cool $3.2 million. Be a giver, and The Big Guy smiles. Do you dig?