This one ain't just a legend of rock ... it could really happen. That 5.2 earthquake that said 'how do you do' to the Midwest last week could be pulling an encore, according to the lab boys.

I'm not playing Chicken Little, baby. I'm not saying the sky is falling, but the ground could be rising. No matter where you are, an emergency could be right around the corner. It's a good idea to have an emergency fund handy, but there's a bigger lesson to be learned here.

You never know when The Big Check-Out is gonna hit. Could be an earthquake, car wreck, or Tommy gun as you're walking North Clark Street in Chicago. That's why it's good to get your ducks in a row. I did. I took this 30-Day Challenge and got everything set straight. It covers everything from the will (get it updated) to the bills (debt free), in case you get killed. It's pure gold, jack. Get it done, 'cuz it'll rock your world.