Who's it gonna be, baby? Which low-seeded team in this year's March Madness NCAA Tournament is gonna put on the glass slipper and Cinderella-ize the 64? Let's face it ... that's really what makes the bracket into pure gold. You know the drill. No. 3 plays No. 14, and little Joe Shortstack hits the pullaway with 1.5 ticks left to seal the win for the underdogs.

The word on the street is that UCLA is going to take home the title (unless you're a Tar Heel, Jayhawk or Tiger). As far as my money goes, since the Cubs aren't playing ... I'll put my green on the orange. I'll leave it up to you joes and jills to figure out which shade I'm talkin' about.

Just remember one thing, jack. Before I filled out my brackets, I filled out my bankbook. I didn't get distracted from my money by what was on TV. Before I turned on Selection Sunday, the budget was filled out and the plan was set. It's a lot easier to put your mind at ease when you know that the chores are done. Don't put it off, baby. Plan your dough now, and cruise from there.