It happens to the best of 'em, baby. This time, it's the King of Pop. The word is out that Michael Jackson's famous Neverland Ranch will be foreclosed on unless Mr. Nose Job ponies up 25 million before March 19.

You read that right. The same joe who told us how it doesn't matter if you're black or white is having trouble with the green. Sure, people who look like they have dough get a rosy picture painted of them. Then the truth comes out ... they're broker than a back mountain.

You can make 20 grand and have money in the bank. On the flip side of that, too many people knock down six figures a year and only have a bunch of debt to show for it. Don't be fooled by appearances. In fact, don't even take the time to notice appearances.

Don't bother keeping up with the Joneses ... or the Jacksons. Focus on your own get out of debt deal. How stupid would you feel if you envied your next-door neighbor's new car, and the tow truck drags it away a month later? You have your OWN retirement to plan for and your own family to provide for. Step up to the plate and get it done.