The number 20. It's the number of bucks in this 2-year-old kid's piggy bank. Some yahoo (who had 20 brain cells less than that) decides to break in while the little girl sleeps and steal the dough. Good thing her mom was nearby and saw the light in her room turn on. Mommy made a call, and Mr. Breaking and Entering is going upriver for 9.5 years.

This yahoo is scraping the bottom of the barrel for cash. Are you doing the same thing? When you don't have a budget in place, it's almost as pathetic as shaking down a piggy bank for some loose change

Don't get the wrong message, jack. You're doing things honest, but it may not be producing the goods. It might be time to get radical. Sell something. Quit the gym. Get down to beans and rice. Eat some peanut butter to help you out of your jam. Get control of your moolah now and blow 2008 out of the water.