Driving a cheap set of wheels. I do it every day with the Debt-no-bile, baby. Sure, it may be a little dirty on the inside and banged up on the outside, but it's clean of car payments.

Speaking of which, have you seen that cheap new car from India? These boilers can be bought for a cool 2,500 smackers. How wild is that? I heard about one joe who called Dave's show and spent more dough than that on car payments in 3 months! How stupid is that?

The best part about buying a car that cheap? You pay cash for it. It gets you from A to B, and your wallet ain't smaller when you get where you're going.

When you're getting out of debt, who cares what you drive? What good is a car if it's sucking your wallet dry and dropping in value like a federal witness wearing cement shoes at the bottom of the Hudson? Don't play the car payment game, bub. It's bad for business. If your car is costing you big-time, then sell it. Take that extra 500 a month and put it on the debt snowball. You'll deep-six your debt in no time.