Tell you what, baby ... there are a lot of shaking heads today. After that 38-24 pasting of Ohio State last night in the BCS championship game by LSU, how could there not be? Just like last year, OSU got off to a fast start, then got popped right in the kisser by a team from the SEC, see? I'll tell you what again; I haven't seen a spread covered that well since I put Smuckers on my peanut butter sandwich.

Don't get me wrong. I'm an Ohio State fan, but that was more than just a loss. LSU ate their lunch, spit it out and asked for seconds.

Anyway, I'm getting off track. Make a budget, pay off debt, and do smart with your dough. Til tomorrow, ladies and germs.