How do they do it, bub? I mean, I get my hands on a Rubik's Cube, and 10 minutes later I'm so mad that I want to get my hands on the throat of the guy that made it.

I don't guess that was a big problem for the joes and jills who made it to the RC world championship in Budapest on Sunday. Fastest time to solve it there ... 10.88 seconds. I've had sneezes that go longer than that, baby.

Lots of people look at money the same way. It's frustrating, doesn't make sense and they can't make heads or tails out of it. The worst part? Most of them don't even spend 10.88 ticks on it.

It ain't hard, jack. Write down your income and expenses on a piece of paper ... there's your budget. Spend less than you make and pay off debt. There's your strategy. Stick to it long enough ... there's your freedom. Game, set, match.