Remember all that jazz from a few weeks ago about the lousy subprime market and how it would blow the economy to bite-size bits? Didn't happen. The stock market news from the boys in New York is that the Dow Jones posted its highest total ever yesterday.

And I'm not the only one who knew that ... my man Dave Ramsey called it, too. Looks like Chicken Little chickened out, bub. The sky ain't falling over Wall Street ... quite the opposite. The stock market has turned into the super market ... and there's more green than in the produce section, baby.

When you're investing, don't jump in and out. Get in and stay in for the long term. Think of the market like gas prices. They go up sometimes and down sometimes, but the numbers are bigger now than 5, 10 or 20 years ago. Sweat through the small jumps and dips, stay in for the long run and watch your dough grow. It's simple, simon.