Call him the Bobby Fischer equivalent of the millionaire next door. That's the name I'd give this joe who takes center stage at the Dupont Circle in DC. It's a hotbed for chess players, and board big-shot Tom Murphy is shooting for the title of chess master. He's like the millionaire next door because at first glance, you wouldn't guess that he's a gamer.

He's homeless and sleeps on a park bench. He only owns a few things ... his hat, the clothes on his back and, when it comes to chess ... your keester.

I love those stories, baby. One of those "Good Will Hunting" numbers. Someone who's humble and likeable, but could knock it out of the park when he wants. That could be you.

How would it feel to get heckled by your broke neighbor for driving a 5-year-old set of wheels, then drop the bomb that you bought it with cash, while he's making car payments out the ears? How would it feel to have a budget, a battle plan for your dough, and know you'll have plenty of cash left at the end of the month? Click here and get it rolling, jack.