Back in action, baby. I was out of town dealing with family stuff. But when I got home and read the papers, this one jumped out at me.

Ever have one of those embarrassing moments that you don't want to be brought up again? Looks like the German law boys had one last week. Seven of 'em were involved in a car chase with some punk kid. And they still lost him ... I guess the GO-KART he was driving had just a little too much juice under the hood.

You read that right, jack. Seven of Germany's finest got showed up by a kid driving something that you find at your average putt-putt golf course. If only you could give your consumer debt the slip that easy.

But that's the problem ... you can't run away from your problems. Most joes and jills want getting out of debt to be easy. It ain't, but it's doable. And oh, my ... is it sweet when it happens. You make a personal budget, work that debt snowball and pretty soon, you're home free. Back tomorrow with more, baby.