When you mess up, you go right back out and get things done. That's the advice I'd give to any joe or jill who's neck-deep in bills and wants to get out of debt. It's also the tip I'd give to my beloved Chicago Cubs, who got taken into a back alley last night by the Arizona Diamondbacks, 3-1.

Game 2 is tonight, and if the Cubbies have any kind of thickness in their skin, they'll drop last night from their memory and take care of business tonight, see? Don't let a mistake cost you more than it has to. Pick up, clean up, move on and look out.

Same deal with the dough. I don't care if you got a cash advance at a payday loan store to fleece a car so you can go to the courthouse and declare bankruptcy on 3,000 bucks. We all goof up. The smart ones make the best of the time that's left.

That's all I got. See you at Game 2, baby.