Yo-ho baby maties ... know what today is? That's right ... it's ITLaPD. For you joes and jills who ain't up to speed on the text message lingo, it's International Talk Like a Pirate Day. Normally I wouldn't make a fuss about it, but listen up, jack (sparrow). Do some high-seas speaking today; it's fun and it'll break up the monotony. Don't arrrrrrrgue with me.

Take note, ladies and germs. This is the only time that I'll tell you to go with the flow and do what everyone else does. Today, it's normal to talk funny, see? But every other day, it's normal to be broke.

Most of the mates out there don't make a budget, so make a budget for your booty, baby. Everyone else racks up tons of credit card debt, so don't sail on that ship. The key to having a bunch of dough is to live on less than you make. Not too hard, is it?

Just for kicks and giggles, check out one of my favorite pirate shows of all time, starring a certain Mr. Garfield. Until tomorrow ... ahoy, baby.