Ever notice how Dow is one letter away from down? Well, speaking of going south, that's what the Dow Jones did yesterday, dropping 387 points. But here's the reason: some French bank said it couldn't put a ballpark value on the assets of 3 subprime lenders. Seems subprime, and credit as a whole, is causing trouble on Wall Street. Where is Gordon Gekko to make it a complete circus?

Sounds to me like you can't spell subprime without sub, bub. As in bad, no-good, stupid, nothing but trouble ... sub. It's right down there with payday loan stores. If you're having trouble getting a loan for a house, don't go the subprime route. The interest rate will take your head off, baby. Rent for a while instead and save some dough. It's better to save money and do things in good time than to jump into a pile of trouble.