Some people end up broken ... others just end up broke. At least that's the deal for a bunch of former NFL players. They're presenting their cases to the stiffsuits in Washington right now in the hopes of getting a bigger piece of the football pie that they helped to bake. Don't know if you joes and jills know this, but 20-some-odd years ago, the pay scale for players wasn't nearly what it is now. Some guys saved dough, some didn't. These boys laid the foundation and worked hard, and now they're having trouble getting their former bosses to help them out.

It just goes to show that there's only one person in this crazy world that you can rely on to take care of your retirement ... you. When you hire you to put some gold in your golden years, you can have it made in the shade. You put as much in as you want, and you won't give you the shaft when it comes time to collect. Just something to think about ... and then do.