Ever have a moment that you'd like to forget? Like sticking your foot in your mouth, or a bad date ... or sticking your foot in your mouth on a bad date? Well, good news. The lab boys now say you can suppress memories that bug you, baby. And I'm not just talking about the little stuff, either ... car wrecks, phobias, being scared ... as far as bad thoughts go, the whole nine can be deep-sixed.

I wish I could forget the pain of when I went broke; it's still embarrassing and cuts me like a knife. I'll tell you this, though ... the truly tough joes and jills are the ones who move on ... they take those bad memories and use them to make good.

Take a look at Dave Ramsey. He went from bankruptcy to big-time bucks instead of throwing a pity party the rest of his life. It's all right to fall off the horse, but only dirt falls off the horse and stays there. Get back on board, baby. You've got too many good things going on in life to let something like money whip you. Don't get kicked around because you may have been dumb with the dough a long time ago. Start kicking back and get in control.