It's the all-star break, the Cubbies are battling for the NL Central ... what could be better? How about a nice discussion on who should get the baseball all-star awards? Big-time names will get tossed around, like Vladimir Guerrerro, Prince Fielder, Dan Haren ... the whole shebang.

It may be halfway home, but you shouldn't do anything halfway, baby. A-Rod may be the frontrunner for the AL MVP, but if he stinks it up in the second half of the season, the crowds will boo him off the field. When you get started on your Baby Steps, don't just pay off debt and be done with it. Take that good thing and make it great. Get that emergency fund in place, do the investing and deep-six the house debt. Now THAT'S an all-star move.