Giving up never helped anyone get what they want, see? When you get knocked down, don't be a sucker and stay there ... get up and try again. Think it can only be done so much? Think again. Indian farmer Shiv Charan Yadav wanted to get an education, so in 1969, he started taking his high school exams. Said he wouldn't tie the knot with some dame until he passed.

Here's the kicker ... he's come up short every year since then. Here's the double kicker with a cherry on top ... he goes back and gives it another go each and every time, baby. Now THAT'S dedication.

So I don't want to hear any whining from any of you about how it's too hard to pay off debt. About how you can't live your life with out a zero apr credit card. Grow a life, jack. If this guy can keep going long enough to put the Energizer bunny to shame, you can spend a few years saving money. Get to it.