Pop quiz, hotshot. What is 111 years old, drinks a glass of milk every day and just got his name in the Guinness Book of World Records? It's Japan's own Tomoji Tanabe, the second oldest person in the world. Some Japanese dame holds the top spot, but anyone who can make it into the triple digits has gotta be doing something right.

It would be a trip to live that long. It might take more than just an apple a day, but it can be done. But it brings up something else. You don't know how long you're gonna be in this crazy world, so start planning your retirement income like you're gonna have 40 or 50 years left in your battery when you retire.

Making a budget helps. Deep-sixing your consumer debt goes a long way. Save a lot, live on some, and don't spend what you don't have, baby. Do that, and you can live as long as Methuselah without a care in the world.