It's just as important to finish strong as it is to start that way, jack. Need proof? Then help yourself to this pudding. Tim Duncan and the San Antonio Spurs are up 2 games to zip on the Cleveland Cavaliers in the NBA Finals. Good spot to be in, but the season ain't done ... not until they take 4 out of 7.

What if they quit now? What if the Spurs told themselves they did good enough so far and didn't show up for another game? They'd go from being champs to chumps in nothing flat. You have to finish ... it's that simple. So when you start your Baby Steps and work to pay off debt, it's not good enough to pay off most of it. It's not good enough to save just a little money. Go all out and don't look back. When you start it, finish it.