Ever had something bad lead to somethin' good? Like a speeding ticket that makes you drive slower. Well, here it is ... Hollywood-style. Paris Hilton says having to go back to jail for violating her DUI arrest probation was a message from God to get herself on the straight and narrow. Now, she may be serious, but until I see it, I ain't buyin', baby. I'm all about having a wake-up call from The Big Guy, but she's gonna have to produce the goods to convince me that a case of "finding God" has happened here.

Sometimes, bad things have to happen to get you to see the light, jack. It could be 45 days in the pen or 45 thousand in bad credit card debt. But if it gets some joe or jill to wake up from that dream world they live in, then I say good deal. Here's the key ... don't wait for something bad to happen. You don't need to get smacked in the face with debt to know that you should start saving money. So don't wait for good luck to happen ... make it happen.