Get a load of this diamond princess. 13-year-old Nicole Ruhter is walking along in the Crater of Diamonds State Park in Arkansas, see? She sees something on the ground, strolls on over to pick it up ... turns out it's a 2.93 carat rock that's probably worth a good bit of dough.

It's sort of like an Ed McMahon moment, jack. Can you think of another time that this dame is gonna just walk right up to something worth a few grand? Probably ain't gonna happen. So don't read the story and get inspired, thinking that winning the lotto or some jazz like that is just around the corner for you. If you wanna get rich, try learning how to invest money. Take a shot at paying off debt. Don't do the dumb luck routine; go the smart money route and live on less than you make. Works every time, baby.