So, the word from the boys in Washington is that the national deficit is lower than what everyone thought it was gonna be. I had to chuckle, because they've been doing it wrong in Wash-town for about 220 years when it comes to the dough. I don't care which party is runnin' the show ... the government watches their books about as closely as a 12-year-old video game junkie watches his.

News flash, baby ... you can't spend dough like you work for Washington. You actually need to make a budget that works, see? And getting out of debt needs to be tops on your priority list. Leave the debt mess to the stiffsuits in Washington ... it doesn't need to come into your camp. Deep-six your debt, have an emergency fund ready and start investing. It's the stuff that dreams are made of.