His name is Dave Ramsey, he loves what he does, he's been doing it for 15 years and he's on the road all the time. Sound familiar? Well, here's the funny part, baby ... I'm talking about a whole different Dave. This Dave Ramsey is a 58-year-old truck driver who first got behind the wheel when Clinton took office, and he's been at it ever since. Enjoys it, helps people when he's out there, and say he loves the freedom.

When you find what you dig, it opens all sorts of doors. You're happier, it makes the home life better, and you tend to start winning with the dough. Sure, it helps if you make a budget and pay off debt, too. But the bottom line is ... if you hate the work, change it. I'd take a $40,000 job that I love over a six-figure one that I hate any day of the week. The job you want is out there, jack ... get after it.