Hope the police chief didn't get hold of this one. Some 9-year-old girl in Germany was so ticked off that her mom told her to get her room clean that she put a sign up in her bedroom window asking joes and jills on the street to call the cops. I don't know if this crime scene clean up will make for a good story on CSI, but it brings up a good point.

Who are you gonna call to clean up your money mess? The boys in blue? Not a chance. Dave Ramsey? Maybe. But to really start tidying up, it takes you. If you're in a cash catastrophe, here are some quick tips. Get on a budget. Stop buying stuff on plastic and getting into credit card debt. The sooner you stop spending dough, the sooner you have some. Shut up and do it.