Mount Everest? Fuggetaboutit. Mount McKinley? Piece of cake. That's the word out of California, where 18-year-old Samantha Larson has become the youngest person ever to scale the tallest mountains on all 7 continents in this crazy world. Talk about impressive ... she topped Africa's Mount Kilimanjaro at the tender age of 12. Now that she's done with the Seven Summits, she's starting college this fall. Talk about a dropoff ...

This mountain climber dame didn't just have a big-time challenge ... she had 7 of 'em. The work was tough, but she didn't cave. I tell ya ... she rocks. And she sets a good example, too.

When you do the Dave Ramsey thing and start to pay off debt, it'll feel like climbing a mountain. But with each step, you're making progress. When you save that first thousand bucks, it's a shot in the arm. When you start your Debt Snowball, get angry and get an attitude toward your consumer debt, then deep-six it. Quit staring at the top of the mountain, jack ... get there.