Ready to hit the road? You and about a zillion others, jack. Memorial Day 2007 is here; most joes and jills have already taken their families and split in record numbers. Hope they put some extra dough in the budget for fuel, because gasoline prices are at $3.23 and climbing. But here's a welcome tidbit of info ... the word from the newsboys is that people will still travel this summer, but they'll spend less on hotels and restaurants because of gas.

THAT'S the attitude to have, bub. Balancing the budget. If something's too pricey, then make up the difference somewhere else and balance things out. And make dang sure that debt never enters the picture, see? Just like Dave Ramsey says. Fun is a lot more fun when there's no bad credit card debt to spoil the fun.