Some joes and jills, you hold to a higher standard. Take Tuesday night's NBA game between the San Antonio Spurs and the Dallas Mavericks, for example. NBA referee Joey Crawford calls a technical on Tim Duncan, grows a chip on his shoulder and then wants to duke it out with TD. This yahoo is supposed to enforce the rules, and he's out there trying to start a rumble.

Point being, set a good example. You never know who's watching you. Could be a friend, a stranger or your own kids. Don't be some hypocrite who says he's honest and then plays dirty. Stick to the good stuff ... work hard, save money and do things on the up-and-up. Start listening to The Dave Ramsey Show and learn how to eliminate credit card debt, save an emergency fund, and all that other jazz. It's the stuff that dreams are made of.