When you set your mind on doing something big-time, you need to stick to it like ugly on an ape's keester. Need some inspiration? Then look no further, baby. Bigwig movie critic Roger Ebert had salivary gland cancer surgery last year, and the docs had to take part of his jawbone with it, see? But Mr. Thumbs Down ain't letting the scarring stop him from hosting his film festival, even though the paparazzi pea-brains are gonna try and make him look bad in all their crummy tabloid newspapers.

If you didn't catch that, jack, I'll say it again. Ebert isn't letting a bunch of camera coo-coos stop him from doing his thing. If he can do it, so can you. You may have broke family and friends who laugh at you for wanting to get out of debt. So who gives a flip about 'em? Instead, listen to The Dave Ramsey Show and get started on your Baby Steps, and in five years you'll be too busy having money in the bank to remember all the stupid comments that the broke people say.