Here's something to put the Psychic Friends Hotline out of business. Some lab boys in Silicon Valley are developing new toys that can read your mind. You didn't misread that, bub. This gizmo that they've got goes around your head, reads the signals from the gray matter in between your ears, and then turns on the toys that it's connected to, see? That's putting the brain to work in a whole new way, baby.

It would be fun to put these gizmos on some people's heads and find out what they were thinking ... like when they get big-time car payments or are up to their eyeballs in debt problems. Think that's the key to becoming wealthy? Think again! You get piles of dough when you make a budget, get rid of your consumer debt, and invest money. Doing that ain't just smart ... it's Dave Ramsey Show smart, jack.