Ever hear the one about the Oregon governor who tried to raise awareness about the difficulty of feeding a family on a food stamp budget by doing it himself for a week? Well, you have now, bub. The top man in the Beaver State, Gov. Ted Kulongoski, went shopping this week with all of 21 bucks in his pocket ... all on food stamps. I laughed when I saw that some joe told him to not spend it all in one place.

Food stamp living is tough, and it raises a good point. When you get backed up against the wall, and it's all debt and no savings for you, and it seems like you're just scrimping by ... do what you have to do to get you and your family through the rough spots, see? So if you got a mountain of debt, here's some debt help ... get out of debt. Cut your lifestyle if it helps (and it usually does). Dave says on The Dave Ramsey Show that YOU'VE got to make your situation better, baby; and he's dead-on right. Learn how to make a budget and get some extra cash under your belt. It'll take hard work, but it'll be worth it.