Is time travel possible? Sounds like something out of a cheesy 1980s sci-fi flick, but time travel is a hotly debated subject, jack. Some lab boys are debating right now if it's something that can and should be done. I chuckled when I first heard about this, but then it brought something to my mind. Life doesn't have do-overs, but if you do things right, you won't need them.

I've made mistakes that I wish I could take back, especially when it comes to the dough. When you make a stupid move, you can't take it back. What you can do is move forward, like Dave talks about on The Dave Ramsey Show. The more time you spend belly-aching about bad choices, the less time you have to right the ship.

If you've gotten into debt ... pay off debt. Don't whine about learning how to make a budget. Spend more time on saving extra cash and getting your baby emergency fund started than you do finding out who gets thrown off the island. Then get out of debt. Everyone messes up, bub ... the winners keep fighting until they make things right. Have you got what it takes?

Don't let this chance get away. Put me on your blogroll, baby.