Don't know if anyone's heard yet, but 20-year-old Tinsel Town starlet Lindsay Lohan has been having some problems with partying. Her mother Dina Lohan has been taking some heat from folks for being a party mom, see? And with Lindsay's 20-going-on-40 clubbing lifestyle, who could blame them for thinking it? Seems like in that family, parenting is at a premium.

Raising kids can get ugly sometimes. They may resent you or tell you off. But that's what comes with that Mommy and Daddy tag you're wearin', baby. Don't waver; stand strong. Teach your kids about right from wrong and about responsibility. And few things will learn 'em better than showing them how to handle moolah. Teach them about debt free living.

When kids learn how to make a budget and how to earn money and give money away, it spreads to other areas of their lives, jack. They don't go running around with the wrong crowd. They know what to look for in a partner. Heard that one on a kids and money theme hour on The Dave Ramsey Show. Check it out.