J.R.R. Tolkien started it, and now his kid is finishing it. The word is out that Christopher Tolkien, whose dad made a name for himself with the Lord of the Ring trilogy, is finishing a book that his old man started in 1918, see? The new book may not be connected with any Lord of the Ring character, but the point is this, baby: the dad did something big and noble, and the son followed suit. Now that's a legacy.

What sort of legacy will you leave to your kids? Will it have a lot of consumer debt in it? Will you teach your kids how to invest smart and save an emergency fund? Most of all, will you raise your kids to be people who give money away? It needs to be, jack ... it's the stuff that dreams are made of. Your name will get put into songs and tales for it. Don't take my word for it; listen to The Dave Ramsey Show and you'll see what I mean.