It's pride, freedom and strength rolled into one ... it's the American bald eagle, baby. The national bird is nesting in Philadelphia for the first time in 200 years. The City of Brotherly Love is one of the big-time cities in American history, and seeing the bald bird back in action there brings a smile to the kisser, jack. The bald eagle picture should do that to anybody.

Getting out of debt is a long walk ... but it's a long walk to freedom. And it's worth it. If you have to sell the car and get rid of the car payment, then that's what you do. But don't forget that you're getting something for your efforts, see? When you pay off debt, you don't have to worry about jerk collectors or sky-high interest rates.

With every step you take to deep-six your consumer debt, you're making your situation better. Don't forget that ... and don't forget to listen to The Dave Ramsey Show.