This one almost knocked the wind out of me. But it knocked the air back into her. Some dame in Maryland started choking on an apple and couldn't perform the Heimlich maneuver on herself. Enter Toby, her 2-year-old golden retriever. He saw her choking on the floor and started jumping on her chest until she popped out the produce.

Here's some irony for you: having the apple that day almost caused her to NEED a doctor. Good thing Toby knew the Heimlich. That lady dodged a bullet, baby. I'll bet it shook her to her core. She was in a spot but had a way out of the emergency.

See where I'm going with this one? You should. Have an emergency fund for when life throws you a curve ball or gives you a rotten apple. If you deep-six your consumer debt and have a rainy day fund saved up, Murphy and his bad luck will pick on somebody else and leave you alone, just like Dave talks about on The Dave Ramsey Show. How do like them apples, jack?


This blog is a breath of fresh air, bub … add it to yours.