Dave Ramsey story
This one's almost too funny. I cracked up when I heard it on The Dave Ramsey Show. Seems Dave went into a well-known home appliance/electronics store, see? He and his dame Sharon wanted to get a new washer since the old one broke down (good thing he has an emergency fund for stuff like that).
The salesman pitched an extended warranty to him, and DR refused (he hates 'em). Then the salesman landed the haymaker ... "Dave Ramsey recommends our extended warranties, so you might want to reconsider."
This yahoo didn't even know who Dave was! And he's sitting there, lying about Dave straight to Dave's face. I guess that's what happens when you tell enough joes and jills to deep-six their consumer debt; retailers start lying about you so their bottom line doesn't go into the red. Don't buy into that, baby. Don't believe the bull that goes around. You don't need debt. Create a budget, then after you save a baby emergency fund, start to pay off debt. No warranty needed on that, jack.
Get me on your blogroll, baby!
The salesman pitched an extended warranty to him, and DR refused (he hates 'em). Then the salesman landed the haymaker ... "Dave Ramsey recommends our extended warranties, so you might want to reconsider."
This yahoo didn't even know who Dave was! And he's sitting there, lying about Dave straight to Dave's face. I guess that's what happens when you tell enough joes and jills to deep-six their consumer debt; retailers start lying about you so their bottom line doesn't go into the red. Don't buy into that, baby. Don't believe the bull that goes around. You don't need debt. Create a budget, then after you save a baby emergency fund, start to pay off debt. No warranty needed on that, jack.
Get me on your blogroll, baby!
1 Comments:
I was talking to someone at the bank about lowering the rate on our stupid tax (car loan). The conversation turned to Dave Ramsey when she mentioned that I didn't have a high enough credit score to lower our rate. (Apparently, never missing a payment with them - and paying extra- isn't enough. You have to owe other people as well.)
She said she listens to Dave as well, and he would suggest that I get a credit card and pay it off monthly, to raise my FICO. I suggested she listen again, and offered to send her TMMO. She declined my offer.
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