Nobody likes it when you have to pay tax. And we're getting to the time of year when Uncle Sam tells you if you've bankrolled him enough.

You want to arrange it so that when April 15 rolls around, you don't owe jack to the IRS, and you don't get anything from them. I laugh whenever I hear about some genius who says he didn't have to pay tax and got a big check from the revenue boys. Here's how the system works; if you get a big check, it ain't a late Christmas present, bub. The government is just giving back what you overpaid! Don't be a sucker. Just like Dave talks about on The Dave Ramsey Show, make it so you

Nobody likes being Uncle Sam's payroll, but it's part of what comes with living in the good ol' U.S. of A., baby. If you are careful when you pay tax, just like you need to be with getting out of debt or learning how to make a budget, then you won't dread mid-April. Like them apples, jack?