Every day, in every country in this crazy world, people need help and other people offer it. Speaking of helping the poor, the boys in Uganda are out in force to train an army to give some help to the Somalians. I'm not much about politics, jack ... but when it comes to people who need aid, I'll be first in line.

Helping the poor. The best thing you can do with the dough, baby. Nothing puts a bigger smile on my face. When ol' Davey boy announces a giving theme hour on The Dave Ramsey Show, I turn it up extra loud. Doesn't matter if it's across town or across the globe ... if you've got the means, then give the green.

Use giving as a reason to get out of debt. Don't gripe about not having the five bucks for a double latte ... that kind of dough will feed a starving kid for two weeks in most places. Create a budget today and put giving at the top. Once you're out of debt, give more. Simple, simon.