Every once in a while a story comes along that makes you feel like losing your lunch all over again. And here it is, jack. This jazz says that being debt free can be costly. I say ... if you believe this bull, then get a clue! Some yahoos out there say if you are debt free, it'll cause your credit score to go belly-up, and you'll have trouble getting approved for a home loan. Forget the FICO, bub ... go with someone who does manual loan underwriting. Having debt ain't worth it.

Just like Dave says on The Dave Ramsey Show, debt is dumb. Getting out of debt makes your situation less risky, and that's something that's priceless, baby. When you bring home your paycheck, you get to keep it. It's a lot easier to learn how to start saving money when you have some dough. Get on the Baby Steps and deep-six your debt, then get used to debt free living.