Extra, extra. For anyone who's had their head under a rock for the last few years, the cost of affordable healthcare is going up. The boys in Washington are now saying that in another 10 years, $1 of every 5 bucks that you spend will go toward healthcare. It's something that's gonna cause big-time problems for a lot of joes and jills, but it doesn't have to for you ... if you've got a good head on your shoulders.

If you learn how to make a budget and invest smart, you won't sweat it when the cost of seeing a health care professional skyrockets. You'll have a fat wad of dough saved up, and doc bills will hardly mean jack. Invest 100 smackers a month for 40 years and you'll have a nest egg worth 1.1 megs. The interest generated from that will be almost six figures, which means you'll retire with dignity. There's some Dave Ramsey Show material for you, baby ... listen and learn.