So much for champagne and orange juice. What do I mean by that? Have a seat, ladies and germs, and I'll explain. Lots of oranges are costing big-time green in California, baby. Seems the plants in the northern part of the Golden State took such a hit from the freezing temperature that lots of the fruit is ruined, and croppers stand to lose about 1 billion smackers (that's not a misprint). They'll make up the difference by charging more. That makes for a sour taste in your mouth ... almost as sour as when you brush your teeth and then drink a glass of orange juice.

Some customers might be feeling the pinch in the pocketbook from higher prices. Not just from juice, either. It could be groceries, higher gas prices or some other jazz. That's why it's so important to learn how to make a budget ... a monthly budget. If things cost a lot of dough, you can't afford to be wasteful. Know where your cash is going at all times. Common sense stuff like this comes from your grandma and The Dave Ramsey Show all the time.