Every now and again, a story makes you do an ear-to-ear smile. Today, that one is this one. Seems that volunteering in the U.S. of A. is at its highest rate in 30 years. A big part of those numbers is because more teens are pitching in nowadays. Sure, you got kids who spend 10 hours a day on their PlayStations or goofing off; but any time a record number of joes and jills are giving, it's big-time news, baby.

Volunteering is another way to give. Dave Ramsey talks all the time on his top-notch radio show about how you should give money to help out people who are down on their luck. If you don't have the dough, then do these two things. First, learn how to budget money so you can pay off debt and save some cash so you can spread the wealth. Second, give of your time; everyone has some of that. Make it happen.