Momentum. Ain't a thing like it in the world, bub. When you get things going your way, look out. Need proof? Then here's the pudding. LaDanian Tomlinson, running back for the San Diego Chargers football team, scored three touchdowns yesterday to take over the all-time top spot for touchdowns in a season. He worked hard, got some scores under his belt ... next thing you know, he's mowing down the competition.

The same thing happens with just about everything else in life. Could be your job, family ... and don't forget about saving money. When you go about creating a budget and start telling your dough where to go, things start happening. You find extra cash. A debt gets paid off sooner than you planned. You get momentum on your side, and you go nuts with deep-sixing your debt and connecting with your cash. Make it happen, jack. For more info, listen to The Dave Ramsey Show.