I know, I know ... the whole Brad Pitt Angelina Jolie thing is all the rage these days, it seems. You can't walk anywhere without seeing the Couple of the Century splashed across the front page. But that's just the problem, jack. Too many times, joes and jills across the country pay more attention to who's dating who than they do their checkbooks or if they invest wisely. Bad plan, stan.

So before you go reading the latest Angelina Jolie news, here's a free lesson in life. If you spend so much time worrying about lifestyles of the rich and shameless, and don't take care of your own affairs, your dough is gonna get away from you. You need to make sure that you save money. If you want to retire rich, you need to go for 15 percent of your income in mutual funds.

Just remember, baby; a year from now, Brangelina will be upstaged by some other gossip. It won't matter, but your cash flow will. Make a monthly budget and be on top of it, like it says on The Dave Ramsey Show every day. Like them apples, jack?