Time's coming up to decide who is heading to the National Baseball Hall of Fame. It's a big-time deal, baby, but you gotta be careful about the joe who punches his ticket. Heavy hitter Pete Rose thinks Mark McGuire is a good pick, and I want to agree. Rose still has hopes of getting in, and I want to disagree. But before you go putting on a baseball hall of fame cap and heading to Cooperstown, let's remember some facts, jack

McGuire? I've got my doubts. He's a class act, but this whole juicing issue just doesn't fly with me. But for my money, Rose should wither away. He can play, but there's this little betting matter that should deep-six his Hall of Fame chances, as far as I'm concerned.

You shouldn't bet money, baby. And you sure-as-betty better not spend it on some illegal hooch, like steroids. You should save money, like you hear all the time on The Dave Ramsey Show. Any joe or jill who thinks they don't need to pay off debt needs a good pop upside the head ... I hear baseball bats work just fine.